When anyone under the age of 18 attempts to register with
us, we ask to have a parent or guardian to provide parental
consent and permission to create an account with us. We do
not -personnally, by email or by phone- contact anyone under the age of 18 about special offers or for
marketing purposes without a parent's permission. We do not
ask anyone for more personal information as a
condition of participation than is reasonably necessary to
participate in a given activity or promotion.
INFORMATION: COLLECTION AND USE
We collect personal information when you register, when you
use our products or services, when you visit our Web pages or the
pages of certain partners and affiliates, and when you enter other
participating services, promotions or sweepstakes. We may combine
information about you that we have with information we obtain from
business partners or other companies in order to improve our level
When you first register, we ask or may ask for information such
as your name, email address, birthdate, gender, ZIP code,
occupation, industry, personal interests and more. For some
financial products and services we might also ask for your personal
home or business address and other financial related
information. We collect and share information about your
transactions with us with some of our business partners, including
information about the use of our products, services, and financial
products and associated services that we offer. We
automatically receive and record information from your computer
and browser, including your IP address, cookies, software and
hardware attributes, and also the pages you request. We uses this
information for the following general purposes:
- to improve our services,
- to customize and improve the advertising and page content
- to fulfill your requests for products and services,
- to contact you,
- to conduct research and statistical analysis, and
- to provide anonymous reporting for internal and external
INFORMATION: SHARING AND DISCLOSURE
We do not rent, sell or share your personal information
with other people or non-affiliated companies, except to provide
products or services you have requested, when we have your
permission, or under the following circumstances:
- We provide the information to trusted partners who work on
behalf of or with us under confidentiality agreements.
These companies may use your personal information to help
us communicate with you about offers from us and our
marketing and advertising partners. However, these companies do
not have any independent right to share this information.
- We have a parent's permission to share the information if
the user is a child under age 13. Parents have the option of
allowing us to collect and use their child's information
without consenting to us sharing of this information with
people and companies who may use this information for their own
- We respond to subpoenas, court orders, or legal process, or
to establish or exercise our legal rights or defend against
- We believe it is necessary to share information in order to
investigate, prevent, or take action regarding illegal
activities, suspected fraud, situations involving potential
threats to the physical safety of any person, violations of
our Terms of Service, or as otherwise required by law.
- We will transfer information about you if we are
acquired by or merged with another company. In this event,
we will notify you before information about you is
- We display targeted advertisements based on personal
information. Advertisers (including ad serving companies) may
assume that people who interact with, view, or click targeted
ads meet the targeting criteriaï¿½for example, women ages 18-24
from a particular geographic area.
- We do not provide any personal information to the
advertiser when you interact with or view a targeted ad.
However, by interacting with or viewing an ad you are consenting
to the possibility that the advertiser will make the assumption
that you meet the targeting criteria used to display the ad.
- Our advertisers include financial service providers
(such as banks, insurance agents, stock brokers and mortgage
lenders) and non-financial companies (such as stores, airlines,
and software companies).
- We work with vendors, partners, advertisers, and other
service providers in different industries and categories of
business. For more information regarding providers of products
or services that you've requested please read our detailed
COOKIES AND JAVA
with every user. We may set and access cookies on your
computer to store information pertaining our services and your
personal data. We usually store in those cookies your name, your
password and a few system preferences and parameter to improve the
quality of our service and to automate the login process. We
let other companies that show advertisements on some of our pages
set and access their cookies on your computer. Other companies' use
of their cookies is subject to their own privacy policies, not this
one. Advertisers or other companies do not have access to our
cookies. We uses web beacons to access cookies inside
and outside our network of web sites and in connection with our
products and services.
YOUR INFORMATION AND PREFERENCES
You can edit your account information and change your
password at any time.
New categories of marketing communications might be added to the
Marketing Preferences page from time to time. Users who visit this
page can opt out of receiving future marketing communications from
these new categories or they can unsubscribe by following
instructions contained in the messages they receive.
We reserve the right to send you certain communications relating to
our services, such as service announcements, administrative
messages, and our business newsletter that are considered part of your
account, without offering you the opportunity to opt out of
You can delete your account by visiting your account page.
Some information might possibly remain in our archived records after
your account has been deleted.
We reserves the right to update and change our policies from time to time, without your approval or notice.
We will try to notify you about significant changes in the way we treat
personal information, by sending a notice to the primary email
address specified in your account, or by placing a prominent
notice on our Web site.
QUESTIONS AND SUGGESTIONS
If you have questions or suggestions, please write to